How to Negotiate a Personal Injury Claim

As if getting injured wasn’t enough, now you have to deal with insurance companies. They can be intimidating, especially when a lot of money is at stake. Fortunately, there are ways you can prepare so that you excel during negotiations.

Know How it Works

In order for your personal injury claim to go through, you need to know how the insurance process works. It starts off with you and an insurance adjuster going over specific details about your claim, mainly its strengths and weaknesses.

During this time, it is important to have a settlement amount in mind. The negotiator, of course, will try to settle for a lower claim. Don’t let yourself get bullied. If you are not comfortable with the settlement, take a break. Good deals often don’t come until after the third or fourth phone call.

Bring in an Attorney

You may not have any negotiating experience, in which case, an attorney is just the professional you need. They have years of experience dealing with this exact situation, and they can do everything in their power to get you the highest compensation possible.

They’ll make a compelling case, with evidence to substantiate the compensation figure. It may be copies of the police report, pictures documenting the damage, witness testimonials, and proof of a loss of income. Best of all, you don’t have to worry about negotiating on your behalf.

Dealing with the legal ramifications after a severe injury may seem daunting. It doesn’t have to be when you do your homework and get legal representation when the appropriate time comes.

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